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What is a CPN and How Can It Help Create a 2nd Life Credit for Me?

A CPN, or commonly referred to as a Credit Privacy Number or Credit Profile Number, is a 9-digit number that looks very similiar to your social security number. CPAs are deemed legal by the FBI and have been used for years by celebrities, politicians, those under witness protection
and victims of identity theft.

Besides providing privacy of any credit activity, CPNs can offer you a fresh start while rebuilding your previous credit history that is under your existing social security number. These are NOT intended to be used to defraud or hide from government agencies and cannot be used to substitute the social security number for most federal and local government agencies.

 

What Can I Do and NOT Do With My New CPN?

Here are just a few of the things you can do with your new CPN:

  • Obtain credit cards and establish lines of credit with retailers

  • Purchase a new or used car and get the financing you need

  • Get a loan from a bank or credit union

  • Protect yourself from identity theft

  • Keep your credit activity private

  • Give you more time to restore your previous credit without spending years suffering and waiting before you can purchase your car, home or anything else you may need.

  • Have the peace of mind in case of emergency to know you can responsibly take care of anything that comes your way.

  • Get your life back quickly!

 

As amazing as that is, there are limitations depending on your intended credit activity. These are the things you CANNOT do with your new CPN:

 

  • Completely avoid having to take care of past credit history

  • Defraud government agencies by claiming your CPN is your actual social security number

  • Use your CPN at any federal or local government agency

  • Attempt to make purchases with the CPN with the intentions of NOT making the payments

  • Open a bank account with a new CPN because Chexsystems is used, not your social security number.

  • Purchase a mortgage because a W-2 would be needed, thus merging your CPN with your SSN.

Overall, the CPN is a great tool to get you started back on your feet. But do keep in mind, this is your one shot at making a 2nd life for yourself. We are here to help you achieve the credit scores you want and receive the life of your dreams and will walk you through the process step-by-step.

These are just a few of the important concepts that will help re-establish your credit and that's what we do that sets us apart from our competitors. We offer value with for every service we have. With our lifetime customer service support, we will walk you through each step, skip trace and validate your new number and help you restore your previous credit.


If you feel a CPN would be best to meet your needs, contact us and we can get you started on your 2nd Life today or click the button below to get started right away!
 

 

Your CPN and How to Use

"Currently, federal law allows individuals to legally use CPNs for financial reporting and protects those individuals who do not wish to disclose their SSAN. Individuals who acquire CPNs are completely responsible for any debt they incur using this number."

Federal Bureau of Investigations

"Section 7: No federal, state, or local government agency can require someone to give out their Social Security number in order for the individual to receive any right, benefit, or privilege provided by law."

Privacy Act of 1974

Title 5, Section 7 of Publication Law 93-579 of Government Organization and Employees Act

(a)(1) It shall be unlaw­ful for any Fed­eral, State or Local Gov­ern­ment Agency to deny any indi­vid­ual any right, ben­e­fit, or priv­i­lege pro­vided by law because of such individual’s refusal to dis­close his or her Social Secu­rity Account Number.

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