2nd Life Credit
The History of Credit and Your Credit Report History
Understanding credit is half the battle of understanding why, what's in them is so important to your consumer reputation. By way of analogy, we see why your reputation is so important to the consumer community. In my initial question, should you repair your credit? I'm asked that more than you think. When I ask my clients, you would think the answer would be resoundingly obvious; however, as we'll see, there isn't anything obvious about it. Read more...
The Limelight on Credit
What is Credit? The term Credit is derived from the Latin word credo which means "I believe". Credit may be defined as a contract or an agreement where the borrower gets something of worth and agrees to clear off the debt to the lender at some later date. Read more...
The Five Components of a Credit Score
Most people are aware that having a good credit score is important, but a lot don't know exactly how the credit score is calculated. Here is how credit scoring works. Read more...
2nd Life Credit -
Credit 101 Articles
What Credit Cards Are All About
It is essential to understand the basics and learn how to use a credit card in a responsible manner. Credit cards allow access to a credit limit that is determined by a financial institution based on your affordability. Read more...
A Negative Credit Score Can Hurt Your Job Search
Most of us are well aware that a poor credit score can affect our ability to obtain new credit and reasonable interest rates. But did you know that a poor credit score might also affect your ability to get (or keep) a job? Read more...
What Banks Consider to Be Bad Credit
A bad financial phase visits everyone. That does not mean he ought to be deprived of all those needs of life. Due to the fact that they can not remove some previous debts in time would certainly not do justice to them, to refute essential finance to individuals simply. Read more...
Terminology You Need to Understand Your Credit Report
Consumer credit revolves around two attributes, trust and ability; can you be trusted to pay back and do you have the ability to pay back. As such, credit can have some pretty bad implications with the wrong information. Read more...
My Score Is So Bad -
Why Should I Even Bother To Fix My Credit?
Does this sound like you? "My credit is so bad. There's really nothing I can do about it." You know your credit score is low, but you shrug it off like there is nothing you can do to fix bad credit anyway. Not necessarily true... Read more...
What Happens If an Account Is "Charged Off" by a Lender?
Most of us are well aware that a poor credit score can affect our ability to obtain new credit and reasonable interest rates. But did you know that a poor credit score might also affect your ability to get (or keep) a job? Read more...
How to Prevent a 30 Day Late Payment From
Hurting Your Credit Score
Being late on a payment for the first time in a long time can have a dramatically negative effect on your credit score. This article will help you remove that 30 day late payment in a jiffy.
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